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zkLend

avoid.net/zklend20/100·88% conf.
[AI-DRAFTED · AWAITING VERIFICATION][src:defillama]

Auto-generated score, not yet verified against the scoring model. Under review — treat as indicative, not a verdict.

anchored·ruTzUu…HPbM

Summary

zkLend was a decentralized money-market lending protocol built on Starknet (Ethereum Layer 2), founded in 2022 by Brian Fu and Jane Ma and backed by Delphi Digital, Three Arrows Capital, and StarkWare. On February 11–12, 2025, the protocol suffered a critical flash-loan exploit that drained approximately $9.57 million in user funds through manipulation of the lending_accumulator variable and precision-loss rounding errors. The protocol permanently ceased operations in June 2025, allocating a $200,000 treasury remnant to a user recovery fund — leaving the vast majority of affected users uncompensated.

Connected Entities

1 entities
Organizations
zkLend
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Timeline(12 events)

February 2022

zkLend founded by Brian Fu and Jane Ma

29 March 2022

zkLend raises $5 million seed round led by Delphi Digital, with Three Arrows Capital, StarkWare, Alameda Research, and others participating

July 2022

zkLend testnet opens

25 July 2023

EraLend hack occurs (~$2.76 million loss); SlowMist later alleges the same attacker is responsible for the subsequent zkLend exploit

19 October 2023

zkLend officially launches on Starknet mainnet with Artemis and Apollo environments

11 February 2025

zkLend exploit begins; attacker manipulates wstETH market lending_accumulator via flash loans and rounding errors, draining approximately $9.57 million in ETH, USDC, STRK, and USDT

12 February 2025

zkLend suspends all withdrawals; publicly discloses exploit and offers 10% white hat bounty (~3,300 ETH) with February 14 deadline

14 February 2025

Attacker ignores white hat bounty deadline; funds not returned

14 February 2025

Stolen funds bridged to Ethereum; attacker attempts Railgun laundering — rejected by Railgun compliance policies, funds returned to attacker address

5 March 2025

zkLend opens Recovery Portal for affected users; compensation plan announced including ~82,818 recovery NFTs

31 March 2025

Attacker posts on-chain message to zkLend admitting to losing 2,930 ETH (~$5.4 million) to a fake Tornado Cash phishing site (tornadoeth.cash) while attempting to launder funds

25 June 2025

zkLend announces permanent shutdown of operations; cites hack fallout and ZEND token delistings from Bybit and KuCoin; allocates remaining $200,000 treasury to user recovery fund

Provenance & Audit Trail

Decision Log

This investigation is cryptographically anchored to the Solana blockchain (1 event). 17 of 24 cited source URLs have an Internet Archive snapshot.

model: claude-sonnet-4-6

generated: 5/4/2026, 2:54:25 AM

last updated: 9/1/2026, 3:39:50 AM

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